Saturday, March 29, 2025
New Delhi – As a new month begins, several new rules will come into effect from August 1, 2025, potentially impacting your finances and daily expenses. These changes relate to UPI usage, credit card policies, and fuel prices, including LPG, CNG, and PNG. Here’s what you need to know:
The National Payments Corporation of India (NPCI) has introduced a new restriction for UPI users. From August 1:
Users can now check their account balance only 50 times per day.
The change aims to reduce server load and improve service performance for apps using UPI.
Changes are being introduced for auto-debit transactions such as:
SIPs (Systematic Investment Plans)
OTT subscriptions and other recurring payments
What’s new?
Auto-debit resets will now only be allowed during non-peak hours.
Peak hours are defined as:
Morning: 10:00 AM to 1:00 PM
Evening: 5:00 PM to 9:30 PM
If you hold a State Bank of India (SBI) co-branded credit card, take note:
The free air accident insurance cover on these cards will be discontinued.
This rule will take effect from August 11, 2025, instead of August 1.
Currently, SBI cards offer coverage between ₹50 lakh and ₹1 crore.
As is standard at the start of every month, fuel prices are set to be revised on August 1, including:
Domestic and commercial LPG cylinders
CNG and PNG rates
In July, the price of commercial LPG had dropped by around ₹60. Analysts expect further reductions in August, but official confirmation will come on the first of the month.
Although not yet confirmed, petrol and diesel rates — typically revised monthly — may also be updated from August 1. This depends on global crude prices and domestic fuel policies.
From digital payments to energy costs, several consumer-facing rules are changing starting August 1, 2025. Stay informed to manage your financial planning and expenses more effectively.
